Commercial Auto Insurance in Phoenix, AZ

The bustling traffic of Arizona can present many dangers and risks for businesses using motor vehicles. Regardless of your drivers’ experience levels or your own diligent maintenance, incidents involving your vehicles may be inevitable. That’s why understanding and maintaining the right commercial auto insurance can make all the difference in establishing financial security and providing the means to manage the aftermath of accidents.

How Does Commercial Auto Insurance Work?

Commercial auto insurance may include various coverages and financial protections to limit out-of-pocket losses following accidents or other incidents affecting your company’s automobiles.

Whether you use passenger cars, large vans, pickup trucks or larger commercial vehicles, you’ll need some sort of commercial auto insurance to ensure financial stability. You can retain the right to file a claim for financial aid following covered incidents by maintaining appropriate coverage.

If approved, your carrier can issue a payout up to your policy’s limits and minus your deductible.

What is Covered?

Common features include the following:

• Bodily injury liability coverage can help pay for medical expenses and other losses if other parties are injured in accidents for which your business is at fault.

• Property damage liability coverage may render financial aid if you or your employees are responsible for accidents that damage another party’s property.

• Medical payments coverage can limit financial implications for employees and passengers injured in accidents.

• Uninsured/underinsured motorist coverage may ensure your business can recoup losses for which another party is liable, even if they lack sufficient insurance.

• Collision coverage may help pay for damages sustained in crashes, regardless of fault.

• Comprehensive coverage may limit out-of-pocket costs for damage caused by incidents not included in collision coverage, such as fires, theft, vandalism or damage caused by animals.

Get the Right Coverage

Contact Above All Insurance today to learn more about commercial auto insurance or to compare tailored quotes.