October 22, 2024
Above All InsuranceWhy State Minimum Auto Coverage Is Not Enough
Many drivers assume that meeting their state minimum auto coverage requirements will provide sufficient liability coverage in an at-fault accident. However, relying solely on these minimums can leave you financially vulnerable in the event of an accident. Here’s why state minimum auto coverage requirements often fall short. Limited Liability Coverage State minimums typically include liability […]
June 27, 2024
Above All InsuranceUnder What Circumstances Should I File an Auto Insurance Claim?
Filing an auto insurance claim can impact your future premiums. Knowing when to file a claim and understanding the process can help you navigate the aftermath of an accident or incident effectively. Depending on your auto insurance coverage, you may be able to file a claim for damage to your vehicle, even if it happened […]
March 26, 2024
Above All InsuranceWhat Happens to My Comprehensive and Collision Insurance Premium as My Car Loses Value?
Comprehensive and collision insurance provide essential financial protection for drivers, covering damages to their vehicles in various scenarios, including accidents, theft and vandalism. However, as the value of our cars diminishes over time, it’s natural to wonder what happens to our insurance premiums. From the moment they’re driven off the lot, cars begin to lose […]
June 14, 2023
Above All InsuranceHow to Be a Safe Motorist on the Road
According to the most recent estimates from the National Highway Traffic Safety Administration (NHTSA), traffic fatalities increased 10.5% from 2020 to 2021. An estimated 42,915 people lost their lives in a motor vehicle accident in 2021—a 16-year high. What’s more, motorcyclist fatalities increased 9% in this same time period. Being a safe motorist on the […]