September 22, 2020
AgencyI Hit My Mailbox, Will My Car Insurance Pay?
I Hit My Mailbox, Will My Car Insurance Pay? We’ve all made careless mistakes from time to time, including behind the wheel. If you have ever backed into your mailbox, you might find yourself annoyed, but hopefully unharmed. Your car, however, might sustain damage and so might the mailbox. As a result, you might have […]
September 17, 2020
AgencyMaking a Possessions Claim on Business Insurance
Making a Possessions Claim on Business Insurance Businesses that have property insurance will likely have coverage for the possessions inside. So, if something damages the contents of the business, then you can likely file a claim for the damage costs. However, you must do so correctly to successfully receive compensation. Some policies will include limitations […]
September 15, 2020
AgencyImportant Questions to Ask Before Buying Health Insurance
Important Questions to Ask Before Buying Health Insurance Health insurance is critical so you and your family can get the care you need. Signing onto a policy shouldn’t be done lightly. Not all health insurance policies are created equal, and there are a few questions you should ask before signing your name on the dotted […]
September 10, 2020
AgencyHow Fire Stations Can Affect Your Home Insurance Premiums
How Fire Stations Can Affect Your Home Insurance Premiums Home insurance premiums seem elusive until you discover what, exactly, makes them raise or lower year by year. There are many factors which an insurer may use to calculate your home insurance premiums. One of these is your location and, specifically, how close you are to […]
September 8, 2020
AgencyChoosing the Correct Term Life Insurance Policy Length
Choosing the Correct Term Life Insurance Policy Length When you buy life insurance, you probably have an idea in mind about where you want your policy to go. You might want to use it as a vessel to provide money to loved ones for specific purposes. As a result, you might only want your coverage […]
September 3, 2020
AgencyCan You Cancel Auto Insurance on a Financed Car?
Can You Cancel Auto Insurance on a Financed Car? When you purchase a new car, you are generally issued a requirement by the lender to carry a certain amount of car insurance. This requirement is issued to protect the lender’s investment in case an accident damages the car. You must carry this insurance for as long as […]
September 1, 2020
AgencyBusiness Insurance Coverage for Computer Equipment
Business Insurance Coverage for Computer Equipment Getting the right business insurance for your company property might seem challenging, and one of the most critical items you want to protect is your computer systems. Still, you might not know whether your business insurance will cover these expensive and sensitive machines. The good news is it can, […]
August 27, 2020
AgencyWhat Does Actual Cash Value Mean for Home Insurance?
What Does Actual Cash Value Mean for Home Insurance? Home insurance has a lot of confusing terminology, especially when it comes to the types of policies and how you can receive compensation. Replacement cost value, for example, refers to two areas: the total replacement cost value of your home, and a replacement cost value policy […]
August 25, 2020
Agency3 Areas of Car Insurance Coverage and What They Mean
3 Areas of Car Insurance Coverage and What They Mean Car insurance policies can look different depending on premiums, deductibles and coverage limits, but all car insurance policies are designed to cover three certain areas. A full coverage car insurance policy covers: Liability Property Medical Liability Some policies strictly have liability coverage. […]
August 20, 2020
AgencyEstimating the Value of Electronics for Your Home Insurance
Estimating the Value of Electronics for Your Home Insurance When insuring possessions on homeowners insurance, you have a lot of leeway to choose the limits you want. Yet, the thing about possessions insurance is that your coverage might restrict how much it will pay for items of value, like your electronics. When thinking about the value of these items, […]