April 23, 2020
AgencyDo You Need Flood Homeowners Insurance?
Do You Need Flood Homeowners Insurance? In general, flood coverage is only needed if you have a mortgage on your home and you reside in an area that is considered high-risk for floods. However, you should still consider getting flood coverage even if you don’t meet either of these requirements. Most standard home insurance policies […]
April 21, 2020
AgencyWhat Happens to a “Totaled” Car?
What Happens to a “Totaled” Car? When a car is “totaled,” what that means is that your insurer has marked it up as a “total loss.” That is, to repair the car would cost more than it would to replace it. So, what happens to a totaled car after you’ve filed your auto insurance claim? […]
April 16, 2020
AgencyHow Can A Small Business Qualify For Insurance Discounts?
How Can A Small Business Qualify For Insurance Discounts? Have you ever driven by an old abandoned factory or warehouse only to see a security car parked in the lot? The place may have no employees, nothing on the premises worth stealing, but they still have a security guard. That’s because the presence of security […]
April 14, 2020
AgencyHouse Upgrades That May Save You on Your Homeowners’ Insurance
House Upgrades That May Save You on Your Homeowners’ Insurance Do you realize that there are improvements you can make to your home that can make it safer, add value and potentially save you money on your home insurance premium? These are improvements every homeowner should consider when upgrading their homes. Here are some specific […]
April 9, 2020
AgencyHow to Get Affordable Auto Insurance
How to Get Affordable Auto Insurance If you’re like most drivers, you want to get the best auto insurance possible at the lowest price. Fortunately, finding a good and low-priced insurance plan doesn’t have to be difficult. Read this article to learn about how to get affordable car insurance. 1. Claim Your Discounts One of […]
April 7, 2020
AgencyDo Entrepreneurs Need Business Insurance?
Do Entrepreneurs Need Business Insurance? Being an entrepreneur is no piece of cake. You are going out on your own, venturing into a new industry and the future is unknown. Many factors will contribute to whether your new business will be a success or not. One of those factors is whether you purchase comprehensive business […]
April 2, 2020
AgencyAre High Value Items Covered by Home Insurance?
Are High Value Items Covered by Home Insurance? High value items will be covered under a typical home insurance policy, but not past a certain dollar amount, unless your policy includes special provisions. Different insurance companies may have different limits, but generally it breaks down something like this: $1,500 per item $3,000 for combined value […]
March 26, 2020
AgencyShould You Consider Home Insurance Rates When Buying a Home?
Should You Consider Home Insurance Rates When Buying a Home? When you buy a new home, you want to make sure it’s within your budget. That includes not just the purchase price but also other ongoing expenses such as home insurance. What’s the Average Cost of Home Insurance? The average cost of home insurance ranges from $598 in Delaware to […]
March 24, 2020
AgencyWhen Is It Legal and Illegal To Pass Someone?
When Is It Legal and Illegal To Pass Someone? If you get a ticket for illegal passing, it could be a moving violation that puts points on your license and could lead to your auto insurance rate to increase. You know to follow the law, but when exactly is it legal and illegal to pass […]
March 19, 2020
AgencyWhat to Do About Home Insurance When You Live in Your Home Part-Time
What to Do About Home Insurance When You Live in Your Home Part-Time If you don’t live in your home the entire year because it’s your vacation home, you’re a snowbird or you just like to take long vacations, you need to pay close attention to your home insurance. Living in your home part-time creates extra […]