Recreational Vehicle Insurance in Phoenix, AZ
It’s essential to have insurance for your recreational vehicle (RV). Because motorhomes function as both homes and cars, they are vulnerable to various accidents. RV insurance can reduce your chances of paying high accident-related costs out of pocket. Choosing the right coverage may be challenging, which is why the Above All Insurance agents are here to help.
How Does RV Insurance Work?
RV insurance works like most insurance policies. You pay an insurance premium, often monthly or annually, in exchange for financial help following a covered accident, such as a bodily injury or weather damage. Your carrier may require you to pay a deductible, a cost you must cover before insurance steps in to assist with remaining accident-related expenses.
What Does RV Insurance Cover?
Policies differ among RV owners. RV insurance commonly includes liability coverage to insure against bodily injuries and property damage. Additionally, some standard coverage options included in policies tend to be:
- Collision coverage
- Comprehensive coverage
- Uninsured/underinsured motorist coverage
- Medical payments coverage
The agents at Above All Insurance can help you learn more about customizing your RV insurance policy.
What Does RV Insurance Cost?
RV Insurance rates can differ significantly among policyholders. Your insurance carrier might use factors such as your insurance claims history, driving record and location to determine how much to charge you for coverage. A policyholder with no insurance claims and a clean driving record will likely pay less for coverage than someone who has filed multiple claims.
How Do I Get Covered?
If you are an RV owner near Phoenix, Arizona, the dedicated agents at Above All Insurance can assist you in learning more about RV insurance policies to help you choose the right coverage for you and your motorhome.
Call our agency today at 623-245-1100 for more information on RV insurance.